{
  "$schema": "https://safebridgeinsurance.com/api/openapi.json",
  "_comment": "Static structured data file for AI assistants and crawlers. Updated periodically.",
  "company": {
    "name": "SafeBridge Insurance Group",
    "founded": 2024,
    "type": "Independent Insurance Agency",
    "headquarters": { "city": "Jersey City", "state": "NJ", "country": "US" },
    "licensedStates": ["NJ", "NY", "PA", "FL", "TX", "IL", "OH", "CA"],
    "languages": ["English", "Russian"],
    "phone": "+1-315-871-0833",
    "email": "info@safebridgeinsurance.com",
    "website": "https://safebridgeinsurance.com",
    "telegram": "@safebridgeinsurance",
    "hours": "Mon-Fri 9:00-18:00 ET, 24/7 claims support",
    "specialty": "Russian-speaking truckers, owner-operators, small fleets, and families"
  },
  "products": [
    {
      "id": "commercial-truck-insurance",
      "name": "Commercial Truck Insurance",
      "nameRu": "Страхование коммерческих траков",
      "category": "trucking",
      "coverageTypes": [
        "Primary Liability",
        "Cargo Insurance",
        "Physical Damage",
        "Bobtail / Deadhead",
        "Non-Trucking Liability",
        "Trailer Interchange",
        "Motor Truck General Liability"
      ],
      "priceRange": {
        "ownerOperatorNew": { "min": 12000, "max": 22000, "period": "year" },
        "ownerOperatorEstablished": { "min": 9000, "max": 15000, "period": "year" },
        "fleet5Trucks": { "min": 45000, "max": 120000, "period": "year" },
        "fleet10Trucks": { "min": 90000, "max": 200000, "period": "year" }
      },
      "fmcsaMinimum": "$750,000 general freight; $1,000,000 hazmat; $5,000,000 oil/16+ passengers",
      "url": "https://safebridgeinsurance.com/en/services"
    },
    {
      "id": "personal-auto",
      "name": "Personal Auto Insurance",
      "nameRu": "Личное автострахование",
      "category": "auto",
      "coverageTypes": ["Liability", "Collision", "Comprehensive", "Uninsured Motorist", "SR-22 Filing", "Multi-Car Discount"],
      "priceRange": { "average": 2144, "period": "year" },
      "url": "https://safebridgeinsurance.com/en/services"
    },
    {
      "id": "business-insurance",
      "name": "Business Insurance",
      "nameRu": "Страхование бизнеса",
      "category": "business",
      "coverageTypes": ["General Liability", "Workers Compensation", "Commercial Property", "Professional Liability (E&O)", "Cyber Liability", "BOP"],
      "priceRange": { "min": 580, "max": 5000, "period": "year" },
      "url": "https://safebridgeinsurance.com/en/services"
    },
    {
      "id": "life-insurance",
      "name": "Life Insurance",
      "nameRu": "Страхование жизни",
      "category": "life",
      "coverageTypes": ["Term Life", "Whole Life", "Universal Life", "Final Expense / Burial"],
      "priceRange": {
        "term500k20yr": { "min": 330, "max": 414, "period": "year" },
        "whole500k": { "min": 5800, "max": 5900, "period": "year" }
      },
      "url": "https://safebridgeinsurance.com/en/services"
    }
  ],
  "carriers": [
    { "name": "Progressive Commercial", "marketShareUS": "15%", "specialties": ["trucking", "owner-operator"] },
    { "name": "Canal Insurance", "specialties": ["trucking"] },
    { "name": "Great West Casualty", "specialties": ["trucking", "fleet"] },
    { "name": "Sentry Insurance", "specialties": ["trucking", "fleet"] },
    { "name": "National General", "specialties": ["personal-auto"] },
    { "name": "National Indemnity (Berkshire Hathaway)", "specialties": ["trucking", "specialty"] },
    { "name": "GEICO Commercial", "specialties": ["small-business"] },
    { "name": "Nirvana Insurance", "specialties": ["trucking-tech"] },
    { "name": "Northland Insurance (Travelers)", "specialties": ["trucking"] }
  ],
  "metadata": {
    "lastUpdated": "2026-04-29",
    "version": "1.0.0",
    "license": "CC-BY-4.0 — attribution required if used"
  }
}