Amazon DSP & FedEx Ground Insurance — Fleet 20-40 Sprinter Vans
Insurance for Amazon Delivery Service Partners and FedEx Ground contractors. Fleet $120K-$200K/year. Telematics discounts via Mentor app. Bilingual EN/RU.
Required Coverages for DSP / FedEx Ground
- Commercial Auto Liability — $1M required by Amazon/FedEx
- Cargo Insurance — package coverage
- General Liability — for warehouse + customer interactions
- Workers Compensation — for W-2 drivers
- Hired/Non-Owned Auto — if drivers use personal vehicles
- Umbrella — $3M-$5M typical
Sample Pricing (20-van DSP fleet)
| Coverage | Annual Premium |
|---|---|
| Commercial Auto Liability | $60,000-$95,000 |
| Cargo | $8,000-$15,000 |
| General Liability | $3,500-$6,000 |
| Workers Comp (40 drivers) | $45,000-$80,000 |
| Umbrella ($5M) | $5,000-$8,000 |
| TOTAL | $120K-$200K/year |
Discount Opportunities
- Telematics (Amazon Mentor app data) → -10-15%
- Fleet safety programs → -5-10%
- Multi-year commitment → -3-5%
- Bundle WC + Auto → -8-12%
Why Bilingual Broker Matters
DSP/FedEx contracts require fast COI updates, monthly endorsements for new vans, and complex risk management. Russian-speaking owners save hours weekly with native-language broker.
Frequently Asked Questions
How much does Amazon DSP insurance cost?
20-van Amazon DSP fleet with 40 W-2 drivers: $120,000-$200,000/year total. Largest components: Commercial Auto Liability ($60-$95K) and Workers Comp ($45-$80K).
What insurance does Amazon require for DSP?
Amazon requires Commercial Auto Liability with $1M minimum, Cargo Insurance, Workers Compensation, and General Liability. Most successful DSPs also carry $3M-$5M Umbrella.
Best carriers for DSP fleet?
Top carriers in 2026: Sentry Insurance (largest DSP book), Great West Casualty, Progressive Commercial, National Indemnity (Berkshire). SafeBridge specializes in Russian-speaking DSP owners.
Do FedEx Ground contractors have similar requirements?
Yes. FedEx Ground contractors carry similar coverage: Commercial Auto $1M, WC, GL, Cargo. Pricing similar to Amazon DSP fleet.