Insurance Blog
Helpful guides about truck, auto, and business insurance for owner-operators and small fleets.
Commercial Truck Insurance for Owner-Operators [2026]
Commercial truck insurance guide: coverage types, costs, minimums, and how to save up to $4,000/year by comparing carriers.
Insurance for New Authority Carriers [2026]
Getting truck insurance with a new MC authority is challenging. Learn which carriers insure new authorities, expected costs, and how to get coverage fast.
What Happens If Your Truck Insurance Lapses for Even 1 Day
One day without truck insurance can trigger BMC-91 cancellation, automatic MC revocation, and FMCSA penalties. Timeline and how to prevent.
10 Insurance Mistakes That Destroy Trucking Business
From wrong cargo coverage to unlisted drivers — these 10 common insurance mistakes cost truckers thousands and can shut down your business overnight.
Cargo Insurance: When Your Load is Damaged or Stolen
Step-by-step guide for filing a cargo damage or theft claim. What's covered, claim process timeline, and how to avoid denied claims.
How Your CSA Scores Secretly Raise Your Insurance Rates
Insurance checks CSA scores before every quote. Which BASICs matter most, how violations raise rates, how improving CSA saves $2K-$5K/year.
Bobtail vs Non-Trucking Liability: Which Do You Need?
Bobtail and Non-Trucking Liability are NOT the same. When each applies, coverage differences, costs, and which one you need.
What to Do in the First 30 Minutes After a Truck Accident
An emergency guide for truckers: the exact steps to take in the first 30 minutes after a truck accident to protect yourself legally, medically, and financially.
How to Switch Truck Insurance Without Coverage Gaps
Step-by-step guide to switching truck insurance carriers without coverage gap. Timeline, BMC-91 re-filing, avoiding cancellation penalties.
ELD and Telematics: How They Lower Your Insurance by $2,000
ELD and telematics devices can save truckers $1K-$2K/year on insurance. Which carriers offer discounts, how data sharing works, privacy.
Understanding Your Truck Insurance Policy
A plain-language guide to reading your truck insurance policy. Understand deductibles, coverage limits, exclusions, endorsements, and your declarations page.
Fleet Insurance vs Individual Policies (2-10 Trucks)
Fleet policy vs individual truck insurance: cost comparison, break-even point, per-truck savings, best option for 2-10 trucks.