Restaurant Insurance Bundle for Russian/Ukrainian Restaurants
•SafeBridge Insurance Group
Restaurant Insurance Bundle Components
- BOP (GL + Property): $2,000-$5,000/year
- Liquor Liability: $500-$2,500/year
- Workers Comp: $1.50-$4 per $100 payroll
- Spoilage rider: protects perishable inventory
Total Bundle Cost
$5,000-$15,000/year for a 30-50 seat restaurant.
Key Coverage Details
Liquor Liability
Covers DRAM shop liability — claims from intoxicated patrons after leaving your premises. Critical for any restaurant serving alcohol.
Same-Day COI
SafeBridge issues Certificates of Insurance same-day for license departments and landlord requirements.
Cross-Sell Opportunities
Owner's personal: auto, home, life, umbrella → bundle discount 10-25%.
Frequently Asked Questions
How much does restaurant insurance cost?+
Bundle for 30-50 seat restaurant: $5,000-$15,000/year. Includes BOP $2-5K, Liquor Liability $500-$2.5K, Workers Comp at $1.50-$4 per $100 payroll, and Spoilage rider.
Do I need Liquor Liability?+
Required by most landlords and many states for restaurants serving alcohol. Covers DRAM shop liability — claims from intoxicated patrons. Cost: $500-$2,500/year depending on alcohol sales percentage.