National Indemnity: Truck Insurance in Florida (2026)

National Indemnity is a leading commercial truck insurance carrier in Florida. SafeBridge Insurance has direct relationships with National Indemnity and compares quotes from 15+ carriers to find the best rate.

National Indemnity Strengths

Berkshire Hathaway, specialty markets

Average Premiums in Florida

  • Local: $10,800–$15,500/year per truck
  • Regional: $13,500–$19,200/year per truck
  • OTR: $15,500–$22,800/year per truck

Florida Unique Factors

  • Hurricane season impact on rates (June-November surcharge 8-15%)
  • No state income tax — favorable for trucking businesses
  • I-95, I-75, I-10 — major freight corridors
  • FR-44 instead of SR-22 (double minimum liability)

Also Compare With

Progressive CommercialSentry InsuranceCanal InsuranceGreat West Casualty

Get National Indemnity Quote in Florida

Full State Guide

Florida Truck Insurance →
Taxes, regulations, FMCSA, best carriers