For owner-operators and small fleets

Factoring, ELD and a fuel card for your trucking business

What a new MC needs next to insurance: cash for a load before the broker pays, an ELD from the FMCSA registry, and fuel spending you can see. We help you choose; a partner company provides the service. Russian and English.

Leave a request Call (315) 871-0833

Who it is for

  • Owner-operators with one truck
  • New MCs before the first loads
  • Fleets of 2-10 trucks
  • Dry van, reefer, flatbed
  • Box trucks and hotshots
  • Owners who drive themselves

What we help with

  • Factoring: get paid for a delivered load without waiting weeks for the broker
  • An ELD from the FMCSA list of registered devices, plus a dashcam if you want one
  • A fuel card with driver limits and fuel reports by state for your IFTA return
  • One contact in Russian or English for these services and for your truck insurance

Request for trucking services

Tell us what you need. We will contact you, explain the options and connect you with the right service.

By sending, you agree that we may contact you about this request by phone, text or email.

Three services next to your insurance

None of this is insurance. Each service comes from a partner company under its own contract and price. We explain how it works and connect you. If you also need truck insurance, a licensed producer handles it separately.

Freight factoring

Brokers often pay 30-60 days after delivery, while fuel, the truck payment and insurance are due now. A factoring company buys your invoice and usually pays within 1-2 business days after it approves the paperwork.

  • Usually needs the rate confirmation, a signed BOL and your invoice; the broker then pays the factoring company directly
  • Recourse: if the broker never pays, you return the advance. Non-recourse: the factoring company takes that credit risk, but disputed loads are usually excluded
  • Factoring companies usually check a broker's credit and days to pay, which helps before you book a load
  • The rate depends on your volume, brokers and contract type: read the reserve, minimum volume and cancellation terms
Leave a request

ELD and dashcams

If you run interstate with a truck or combination of 10,001 lbs or more, you keep hours of service records, and in most cases that means an ELD. A dashcam records the road, and after a crash the video helps show what really happened.

  • Pick a device from the FMCSA list of registered ELDs. If FMCSA revokes a device, carriers get a deadline to replace it, and after that it counts as no ELD
  • Paper logs are allowed if you need logs on no more than 8 days in any 30, in some driveaway-towaway operations, or in a truck older than model year 2000 by VIN
  • If the ELD breaks, switch to paper logs and get it fixed or replaced within 8 days; keep blank logs for at least 8 days in the truck
  • A road-facing camera gives you video for a claim or a dispute after a crash. Many insurers look at telematics and dashcams
Leave a request

Fuel card

A fuel and expense card for trucks and work vehicles: each driver gets a separate card and limits, and you see every fill-up in one place.

  • A separate card and spending limits for each driver
  • Each fill-up tied to a truck: date, station, gallons and amount
  • Fuel by state helps prepare the quarterly IFTA return; miles by state come from the ELD or GPS
  • IFTA fuel receipts and mileage records are kept for 4 years
Leave a request

How it works

  1. 1

    Leave a request

    Tell us what you need, how many trucks you run and your USDOT number if you have one. A new MC without a USDOT yet is welcome too.

  2. 2

    We choose the service with you

    We explain how it works, which documents are needed and what to check in the contract, in Russian or English.

  3. 3

    You sign with the partner

    The contract and payment are directly between you and the service company. If you also need truck insurance, a licensed producer places it.

Rules worth knowing

ELD requirementSince December 18, 2017, for carriers that must keep hours of service records (49 CFR 395.8); device rules in Part 395, Subpart B
Paper logs still allowedLogs on no more than 8 days in any 30-day period; driveaway-towaway when the vehicle driven is part of the shipment; trucks older than model year 2000 by VIN
If the ELD breaksPaper logs until it is fixed; repair or replace within 8 days; blank logs for at least 8 days in the truck (49 CFR 395.22, 395.34)
Short-haul exceptionWithin 150 air miles of the work reporting location, back and released within 14 hours: time records instead of logs (49 CFR 395.1(e)(1))
Who files IFTATrucks with 2 axles over 26,000 lbs, 3 or more axles, or a truck and trailer over 26,000 lbs, running in two or more jurisdictions
IFTA due datesApril 30, July 31, October 31 and January 31, even for a quarter with no miles
IFTA recordsFuel receipts and mileage records are kept for 4 years

Sources: eCFR, 49 CFR Parts 390 and 395; FMCSA ELD registry; IFTA Articles of Agreement and state IFTA offices. When a due date falls on a weekend or legal holiday, it moves to the next business day.

Questions owners ask

Is factoring a loan?

No. You sell the invoice for a delivered load, and the broker pays the factoring company directly. With recourse factoring, though, you return the advance if the broker never pays.

How fast does factoring pay?

Usually within 1-2 business days after the factoring company approves the rate confirmation, BOL and invoice. Without factoring, brokers often pay in 30-60 days.

Can a brand-new MC use factoring?

Often yes: a factoring company looks at how the broker pays, not only at your history. It usually asks for an active MC, insurance on file with FMCSA and the documents for each load.

How much does factoring cost?

The factoring company sets the rate: it depends on your volume, your brokers and whether the contract is recourse or non-recourse. We do not quote rates; read the whole contract, including the reserve, minimum volume and how to cancel.

Do I need an ELD as an owner-operator with one truck?

If you run interstate with a truck or combination of 10,001 lbs or more, in most cases yes, even with one truck. The exceptions are narrow: logs on no more than 8 days in any 30, short-haul within 150 air miles, trucks older than model year 2000 and some driveaway-towaway.

Will a dashcam lower my insurance?

We do not promise a discount. Many insurers look at telematics and dashcams, and video after a crash helps show who was really at fault.

Will a fuel card file my IFTA for me?

No. It gives you fuel data by state, and the return also needs miles by state, often taken from the ELD or GPS. Returns are due April 30, July 31, October 31 and January 31.

Do I pay SafeBridge for this?

No. You pay the service company at its regular price. The partner may pay SafeBridge a referral fee, and your price stays the same.

Insurance and everything around it, in one place

Leave a request for factoring, an ELD or a fuel card. If you also need truck insurance, a licensed producer will handle it in Russian or English.

Leave a request Call (315) 871-0833

Factoring, ELDs, dashcams and fuel cards are not insurance: partner companies provide them under their own contracts and prices. SafeBridge may receive a referral fee from the partner, and your price is the same. About the license